Showing posts with label Financial. Show all posts
Showing posts with label Financial. Show all posts

Friday, January 7, 2022

2021: A Year in Review

You know, it is amazing when you feel like you did next to nothing all year and then you start to look back and realize that you actually did quite a lot!  I was like, "Man!  The year in review is going to be a really short post this year! " and then I started looking back through the year and realized that I actually accomplished a good amount, which really made me feel better about the year AND really motivated me to do better this year :).  So, let's get to the year of 2021 in review!


The House:


1.  I FINALLY started to see the light at the end of the long tunnel when it came to repairing earthquake damage in the house.  We didn't get the gutters in last year, but I at least was able to paint and reorganize and rearrange my master bedroom, which was wonderful to get done.  I adore the new layout to my bedroom, I have to say and it's been really nice having my desk in there as it looks really nice in there :).

Getting the bedroom done means this year all I have left is my hallway and landing, which is all going to be white (but a lot of complicated maneuvering to get to it painted with the high ceiling in the stairway and such), but I have to say I'm excited to get that done.  I also need to repaint the children's bathroom and probably touch up my son's bedroom as he's hard on the paint in his room.  We also need to get the son's flooring done the rest of the way as well.  So, it is going to be busy this summer, I hope.

2.  I made new curtains for my bedroom, which matched the new paint really well when it was all said and done.   


3.  I rearranged the living room to give us more seating, which has worked out well for us.  I was able to bring in my stationary bike from storage and put it down in our den so that the kids can work out on that this winter and try to stay active.

4.  I bought some things for the kitchen, including some new kitchen chairs and am very glad I did.  I will do an update post on some things I ended up getting and how they are working out for me as kind of a update post here soon.

5.  We got a new to us washing machine from my sister-in-law, which has been AWESOME to have!  Its larger capacity has really made washing blankets and things so, so much easier!


6.  I redid my snack closet/working snack pantry earlier in the year.  I'll give an update on how that has worked out as well here soon :).

7.  I redid my spice cabinet and rearranged my lower cabinet in my kitchen so things worked better and were more streamlined.  It is still working great and I'm glad I did it that way!

8.  I managed to make new throw pillows for the love seat and my daughter's room this year (okay, pillow forms in the daughter's room case).


The Pantry:

Sorry, in my mind the pantry is its own thing, separate from the house :).

1.  I worked really, REALLY hard on the pantry and the larder this year to make sure we were as well stocked as we could be to ride the tides of global supply issues and inflation.  One of the ways we did this was by buying a beef and pork pack with our tax return and some federal stimulus money.  The meat packs worked AWESOME to make sure we had a decent variety of food all year and I'm very, very glad we did it.  Just recently I had to buy some more steaks and some more pork chops, but we still have plenty of different cuts of meat to give us a good variety of things to choose from in the coming months this year.  I'm not sure if I'll have to purchase another meat pack come October/PFD time this year, but so far we are doing fine on meat, so I am not worried about purchasing either a pork or beef pack this Spring.

Stay tuned for an update on the freezer inventory situation and what the plan for this year is going to be.

2.  I took every available penny we had and sunk them into buying food last year.  I rearranged the pantry to accommodate the extra provisions (and ended up rearranging the house a few times *laugh*).   I love the new arrangement to the pantry, as it works SO much better than it did and is a lot brighter in there now.

Oh, I also got a question on what lights I used in the pantry as someone noticed that the back part of the pantry is really low (since it is under the stairs, you have to squat walk to get into the back part of the pantry or crawl even).  The main entrance to the pantry has one lightbulb that is hardwired into a light switch ceramic fixture, but the rest of the pantry has no permanent lighting built into it.  

To make sure I can see what I'm doing, I bought a motion detecting light from, I want to say Lowes, that was like 5.00 years ago on a recommendation from my sister-in-law and it has worked awesome (the light you see in the above picture).  To supplement the light and try to make it easier to see in that part of the pantry, I invested in some LED motion detecting puck lights from Amazon a few years ago and they have really helped to brighten the place up that much more, although I've noticed that they EAT batteries compared to the bigger one I bought at Lowes.  I used to have a few "hit and light up" type of puck lights you could move around, but one died on me a long while ago and the other one didn't survive the earthquake, so that is the system I have right now.  I would like to add a few more lights eventually just because I have a hard time seeing fine print sometimes.  It is much dimmer in the pantry than you see in the pictures.  The camera flash combined with some backlit functions on my photo software really help to make it look nice and bright in there.

Stay tuned for more on the pantry this year too.  I have some plans I'm hoping will work out (more on that in yearly goals post here in a bit).


The Garden:

1.  You would not believe how thrilled I am to be able to post positives about the garden from last year *laugh*.

This was my first year trying out a full on container garden and it was a GREAT success!  How successful?  I JUST used my last cabbage from the garden that was stored in the fridge and used it in the beef and barley soup I made a few weeks ago!  I mean how very awesome is that?!?  I still have frozen produce in the freezer from my garden and the local CSA I invested in last year, which is wonderful to have as well.

I am really wanting to expand the container garden this year and hopefully it does half as well as it did last year!  We shall see how it goes!


Homeschool:

1.  Well, we started high school with the daughter this year, which I'm still in shock about and we are studying hard to get really good at the driving written test so she can go in (not freak out as she freezes up when a written test is put in front of her sometimes) and get her driving permit.  It's crazy she's gotten this old on me so fast *laugh*.

2.  We have been doing a wide variety of things in homeschool with the son this year and it has been working out well, overall.  He really has enjoyed me reading to him more and absolutely loved "The Jungle Book" and "Treasure Island".

3.  I have continued to study everything I can about autism research, verbal apraxia and all the conditions my son struggles with.  I took a few more classes on LAMP and have been working hard with the program to get proficient in it so that I can talk to Alvah through it.  I am getting better and faster (faster is important with LAMP) and he really does seem to be enjoying me talking to him in this format more and more.  I still can't get him to reply to my comments with more than one word answers, but as the saying goes, "Rome wasn't built in a day".

And now for the cons for the year.  Namely...


My Health Issues:

1.  My back continued to give me real grief this last year and I finally got to a tearing point where I needed to find out what was wrong and try to fix it.  Cue lots of expensive medical tests to try and find out what was wrong with me and then physical therapy to try and help me adapt to my back issues, which after all of the testing they couldn't tell me what caused the back problems but figured physical therapy was the best bet to try and get past the problems.  

Physical therapy did help.  The bills didn't.  I'm still getting bills coming in from the various medical appointments, physical therapy appointments and such.  It really added a huge amount to our debt load, which stinks, but it is what it is.  I've got a lot of work to do to get us crawling out of the new debt hole I created, but I will get us there.  I'm determined.

And because I don't want to end on a down note...


And Honorable Mention:

Despite having next to no mechanical proficiency, I managed to tear apart and fix my food dehydrator which has been sitting broken for three years.  I am still tickled every time I turn it on and it just runs.  No burning smell or anything else that would shout, "You did it wrong, you idiot!"  

And there you go folks.  My year 2021 in review.  On to 2022.  I have a lot of plans for this year and am determined to make a bunch of them a reality (if not all), so stay tuned for that =D.

How about you?  Any goals for this year?  

Sunday, January 5, 2020

2019: A Year in Review


Ironically enough, I think last year was the worst year I had for consistent blogging in my entire time I've blogged on the internet.  But, looking back at the last year, I can't really fault myself letting blogging slide a bit.  It's been so, so busy and crazy this last year.   When I started looking back on the year for this post I was like, "Man, do I really have a lot to talk about?" and it turns out I surprised myself.

So, let's get to this last year.  The good and the bad and everything in between.

Big Events that Happened in 2019:

1.  We started home school with the kids.  It was a tough decision to make, but both kids are doing SO much better in home school than they were in public school, especially when it comes to anxiety and general mood.

2.  Speaking of home school, now that I didn't have to worry about keeping the daughter on the school's schedule and she could learn at her own pace, I got her tested for dyslexia and learning disabilities.  The test came back positive on the dyslexia front, so we'll be starting up tutoring for it this coming year. 

The daughter has really started to take off in home school and is actually catching up rather well when it comes to reading (she's slow, but she's not going at a snail's pace and getting frustrated every two seconds or so on a word) and I was thrilled when she actually started to want to get books to read for fun.  We've always struggled with her when it came to reading things for enjoyment, so I was really happy that she asked for books for Christmas on her own.

Homeschooling Alvah has been a bit of a bumpy ride as I tried to navigate through the dark, essentially to try and figure out where he was at academically and where to start him on a learning path.  We are getting there and he's enjoying his time at therapy (which increased a lot since public school is no longer in the picture) a LOT more and is really starting to make forward progress between therapy and getting schooled at home :).

2.  Another big thing that happened this last year was home repairs.  Lots and lots of home repairs.

We (well, I say "we" but it was all my husband's doing) got the old chimney torn down and the new chimney installed.  No mean feat considering a lot of it had to do with carrying VERY heavy concrete bricks down a ladder and then down a flight of steep stairs to get them down to the ground (actually we still have some out on the deck just because my husband got the bricks down to a point that he could get things done without the bricks being in the way).

I managed to repair a lot of sheet rock and got three rooms repaired and repainted before home school kicked in and I just plain ran out of time.  One was the downstairs bathroom (seen above) after we got the damaged old cabinets replaced.

The upstairs bathroom post new vanity being installed...

In other news, as time has gone on I find that the paint in the upstairs bathroom came out thin in places and I really need to go over it with another coat of paint.  Pray for me that I don't screw up the new vanity when I do it.  I'm not a naturally good painter and I'm always praying that the painting tape will not bleed through to show my goof ups.

I also bought that towel cabinet seen on the left there this year, which has ended up being a real great addition to the house.  I can actually store quite a bit of towels and other items in it (such as additional toilet paper and wet wipes and things) and it fits perfectly where I put it so you don't end up clocking yourself on it all the time.

And, lastly when it comes to painting and repairing (so far) is the den...


Which the den actually looks better now because I got some cleaning and reorganizing done, but I'll share shots of it later on.  Hopefully we'll be able to build shelves in the den soon so we can finally get books out of storage as with home school I can use all of the knowledge we can get our hands on to help me.

Now that the holidays are over, I'm really hoping to get back to repairing and painting as there is still tons to do around here.

3. My husband still loves his job as an electronic technician.

I just had to mention that as I don't think I'll ever get tired of him actually enjoying his job and the people he works with and everything in between with the job he has now.

4.  I battled my health this last year a bit, especially toward the end, but I am hopefully doing better now *knock on wood*.  But, I am looking at goodness knows how much in medical bills in the next bit, so I'm a bit anxious to see how that all shakes out.

5.  Shani, after a long struggle with cancer, finally succumbed in April.  I still miss talking to her and can still hear her voice in my head talking to me excitedly about this or that she read about children overcoming their speech challenges to live fulfilling lives or her filling me in on this or that all natural trend she'd found that she wanted to me to get involved with (every time I look at my 'H2O at Home' scrubbing pad and dish towels, I think of her).  She was an exceptional human being, and I still grieve for her loss.  The one comfort is that she was so sick and in so much pain, that at least she is at peace now and free of all of that and I am glad that I was able to tell her how much I loved her and how much she had touched our lives before she left for a better place.  I pray I gave her some comfort in her final days.

6.  My husband and I lost another friend to suicide this year.  He was a good friend of ours and it's still tough to believe that he's gone sometimes, let alone that he took his own life.  We grieve his loss and grieve for his poor parents, who are just wonderful people and are suffering so much.

So, now that the big stuff is done (sorry to end on a depressing note there, but it took me a bit to get up to writing it) in overview, let's get to some other things that happened.

Equal Pro and Con :

I know, an odd way to do this bit, but these items are like a mixed bag, but definitely have some good mixed into them, so I figured I'd just put them in once. 
The House:   

Well, this year saw a lot of changes around the house, basically due to damage things sustained in the earthquake that were not immediately readily apparent (or were very apparent, but I waited to replace  or repair things until I could afford to do so).  For instance, our stove was acting really bad after the earthquake, but we limped it along until we couldn't anymore and then had to replace it.  I have replaced a ton of small appliances this last year and at least one recliner due to earthquake damage as well as dishes, baking pans, pretty much every TV we had in the house and other things.  Then other furniture we had for nearly a decade pretty much just gave up the ghost after a lot of years of repairing it to keep it going, so we replaced the love seat and the couch on top of the recliners.   
I'm expecting to have to replace a few more large appliances here soon, unfortunately, like my washing machine was full and running when the earthquake hit and ever since if you breathe in it's general direction it goes HORRIBLY off balance and I've spent many an hour taking out sopping wet laundry and having to reorganize it ever so carefully back into the washing machine for it to finish its cycle.  Not fun.  My husband is hoping to take apart, figure out what is going on and repair the washing machine, so hopefully he'll find time to do so at some point before something major in it goes.   
We still have a ton of things to work on and do around here to get the house up to snuff, but at least we are making progress and getting there.  Baby steps are steps after all :).
Also, when it came to the house, to get things replaced and repaired we ended up with a combination of a small disaster grant from FEMA to help us repair the chimney and then we ended up taking out an SBA (Small Business Administration) loan to try and cover the rest of the repairs.  We have just enough of the loan money left (I hope) to get the gutters done in the Spring and hopefully afford new person doors for the garage as the other ones are NOT in good shape after the earthquake and need to be replaced very badly.  As a result of the loan we have accumulated another 24,000 dollars in debt, which is on a 30 year repayment schedule, so yeah, trying to get that paid down and off in the next couple of years is a priority.  Hopefully I'll be able to save money here and there to do so *fingers crossed*. 
The mail:  
I know, this is an odd one to put down, but it did add an expense to our yearly expenses.  We got utterly tired of having to run down to the postal annex constantly to pick up packages for this or that (it's hard when I have to order things like Seventh Generation products from Amazon and having to run down to pick them up) and then finding that there was NO reason why our postal drop off person could not have put said package into the drop off lockers by our mail box.  So, when the Christmas lines started getting super long at the end of September, we decided we were done and decided to pay for package drop off service to a mail depot right down the road from us.  It costs us 80.00 per year, but has already been one of the best purchases we've made ever.  We are picking up packages in much better shape, lines are never super long and the staff is always super nice when we go in.   With home school and having the son in tow a lot when I have to go and wait in line to pick up a package, the service has been invaluable! 
Home School:   
Well, I ended up adding a bunch of expenses due to home school.  For instance now a days I have to leave the heat on in the kid's rooms during the day as they are, well, home, so that is going to increase the electric bill and between the kids being home for meals and growing like weeds, on top of the cost of living up here increasing with the cost of groceries and things, I've seen my grocery budget explode.  I'm hoping to find more ways to try and keep the grocery costs down in the coming months, but I'm not really sure if I'll be able to do it.  But, I always loved a challenge, so we'll see how well I do. 
On the pro side of the home school spectrum is, of course, the benefit I've seen with the positive changes in the kids.  Alvah no longer screams and cries when we head in the general direction the school is located in and is enjoying heading to therapy instead of dreading going to it as he knew he would go to school after therapy before and he's making slow progress when it comes to feeding therapy and other things at home, which every little step forward warms my heart.  
Armina's confidence continues to improve and she really is loving being able to move forward in learning at a pace where she can actually learn things instead of just worrying about getting through the next test.  It took her a while to get used to the fact that she's not in competition with anyone and if she doesn't do well on something and doesn't understand it that we can just do it over again in a different way until she understands what she is learning and there is no judgement attached when that happens.  I've noticed my anxiety has gone down a lot since the kids went into home school as well.  There were a lot of concerns I had with how Alvah was doing in school this year and was especially worried that they were not keeping a close enough eye on him and when you have a child who can be a random flight risk and has a life threatening allergy...it doesn't help your stress levels, let's just put it that way.

So, now then let's get to more black and white pros and cons shall we?

Pros:

Income:  
The husband has steadily increased his income every year working his new job, due to a guaranteed pay raise every year.  It's not a big increase in income, but it IS an increase, which every little bit helps! 
Dental bills:  
You know, I look forward to the year I don't have to mention dental bills.  I know it won't happen, but hey I can wish.  The pros when it comes to dental bills this last year was definitely being able to pay off my long standing dental bill that I had been paying on for nearly five years.  It was a relief and a joy to get that paid off finally. 
Credit Cards:  
I, at one time, swore I would never possess another credit card, but this last year I've found the benefit from having the few we have.  I like the rewards programs that credit cards have now as charging things and then paying off the credit cards has allowed me to rack up a decent amount of money the last year in credits which allowed me to purchase Amazon products, gift cards for both Amazon and restaurants and the like.  It's a nice little bonus I have to say and I do like that when I had to purchase things for home school (like the "All About Reading" beginning stages), which cost a pretty significant chunk of change up front, but I would get reimbursed for with the home school later, I was able to put those purchases on credit card, put in for the reimbursements and then wait for the money to come in before paying the credit cards off.  If I had to pay all of the purchases I made out of pocket up front, it would have really, REALLY hurt the balance in the checking account, probably to the point that I would not have been able to do it. 
SBA Loan:  
The definite pro to the SBA disaster loan we got was the low interest rate and the long repayment period, which makes the payment doable every month and will hopefully allow me to pay down the loan ahead of schedule.  I also have to say I've thanked God for that loan more than once as it has allowed us to replace and repair things without panicking about where we were going to find the money to do so.

Cons:  

Dental Bills:  
I guess I should put "orthodontist bills" instead, but since I am hoping to finally get to the dentist myself this year (the first time in a lot of years) and figure out what it is going to take to get my mouth up to snuff, I decided to lump everything together.  Definite con we found out a few months ago is that the daughter has to go in for bottom braces here soon, which is going to rack up another dental bill to pay off.  Hopefully having dental insurance (which I am grateful for!) will make a difference this time around.  I can pray anyway. 
I did find a dentist for myself in town that will work with our insurance and supposedly you can get things like a cap done for free after insurance and their lower prices.  So, I am definitely going to give them a shot and see if I can slowly start to get my teeth done without being out a ton of money. 
Another bright side is we went to the dentist for the kid's six month check up and they are both doing good.  No cavities, all adult teeth are coming in nicely and the dentist remarked how clean both of the kids teeth were, which was good to hear. 
Utilities:  
Well, a pro here is that now with the chimney being replaced we have more than electrical heat this winter (yay!).  The downside is that with the earthquake taking the chimney out, budget billing got completely screwed up beyond recognition, so I had to turn it off for at least a year.  So, bills this time of year are definitely hurting.  
Also on the utility end we found out from our phone company that our bill will be going up 3.00 about per month with a "rental fee" for our modem.  Basically it's a rising cost of doing business increase, but it's still an increase. 
Mortgage:  
We are going to watch our mortgage go up about 100.00 per month this next year, primarily due to a hike in property taxes.  It can't be avoided, but it's going to be rough having to a bill go up that much every month. 
House:  
We still have a ton to do around the house when it comes to repairing and replacing things, so it's going to be another busy year.  Hopefully we can get it done without stressing ourselves out too badly or going into much more debt.
Really, when it came to finances last year it was astounding the amount of money we ended up having to spend to repair things, but we at least we moved forward instead of taking two steps backward.  I'm facing the oncoming year determined and hopeful that we can hopefully get the rest of the things we need done and start to move forward financially again, but we'll see how it goes.  At least I'm not facing the year really depressed or traumatized like I was last year, so hey definite improvement!

So, silver linings for 2019!  Let's do this!

1.  With the kids in home school I'm watching my kids become way happier and more confident in themselves as human beings and while it is definitely a challenge making sure we get out and do things to get the kids around people and get socialization (which luckily with the home school we ended up with it has been actually a  really great environment to do that), it has so far been totally worthwhile and I'm really, really glad we made this choice for our kids.

2.  Not mentioned before, but I still want to mention it.  My half sister, who has been wanting to live a normal life for a lot of years (she has delays which prevent her from doing so) finally left home and is living with a very nice family until she can learn all she needs to learn to move into her own apartment and take care of herself.  She's going through a lot of growing pains and a lot of struggles as she goes through this coping period in her life, but I think she's where she needs to be and I'm very proud of her for tackling the challenges bravely and working really hard to achieve her goals.  I'm also very proud of my other half sister who started a new full time job recently and still finds time to have a good relationship with her sister (she hasn't seen much of her in a lot of years) and she even bought her own home, which for a woman in her mid twenties, I am impressed with all she's accomplished in her life so far.  She has learning disabilities and things she has to overcome on a daily basis, so I'm definitely proud of her for everything she's done in her life so far.

3.  Since quitting public school the kids are a LOT healthier at least when it comes to stomach bugs, colds and flu.  Which has been a great side benefit for me for sure.

4.  We had a really great Christmas and the family all loved the gifts they got from each other as well as from others.  We found time to do gifts for extended family (and got to see some extended family we hadn't seen in forever), contact teachers and therapists and had a lot of fun this year.  We were even able to do a gingerbread house, which was a LOT of fun for the kids and made me feel good that we were able to do activities that we hadn't been able to do last year.  And we were able to try some new recipes and traditions this Christmas, which was a lot of fun and educational at the same time :).  I was really pleased with how the Christmas season went this year.  Super busy to the point I nearly forgot to breathe, but fun all the same!

5.  I may have needed to get reading glasses this year, but at least I didn't need bifocals yet :).

6.  It's been a real joy watching the kids loving their swimming lessons and it has been a huge treat watching my daughter discover a love of swimming to the point she's seriously thinking about becoming a life guard when she gets older.  Considering how terrified she was when she started swimming it shows how far she has come and how great her teacher, Ms. Tina, truly is :).

7.  We have had a roof over our heads, food on our table and clothes on our backs.  After the earthquake, fires last summer and now flooding this winter (ice dams gave way on Willow Creek and is flooding homes and it hit just a few days before Christmas...it's terrible)  there were other families who were not so lucky.  I definitely count my blessings in that regard.

8.  I was able to give this year with food donations and other things and more than I have been able to give in years because of the way things worked out with Amazon messing up food orders (so I ended up with extra things and kind of different things that I didn't expect to purchase) and just the way things like mail in rebates worked out (which I sent in for the rebates and then saved them to donate later) and other things.  I was never more thrilled to do it as so, so many people have been angels to me over the last few years that I pray that hopefully I was able to make someone's day even a little bit brighter and give them hope in the middle of despair.

So, yeah, 2019 was a decent year overall I'd say.  Lots of changes, LOTS of work, but forward progress.  So, upward and onward to 2020!

Saturday, December 8, 2018

November 2018 Earthquake Update


First and foremost I want to thank everyone.  Your kindness and support during this time has been one of the few real bright points this entire week, so thank you SO much for that.  I needed every bit of it.

This has been a real ride this last week and just crazy and stressful.  First there was the aftershocks.  So.  Many.  Aftershocks!  We topped up over 3,000 yesterday, I think.  Up until a couple of days ago the aftershocks were just constant, which kept me in a constant state of shot nerves.  I finally slept downstairs last night instead of bedding down on the son's floor on a pile of blankets and I still felt unease about it.  Nerve wracking doesn't even BEGIN to cover it.

Then there was the son's stomach bug, which turned out to be a nearly week long affair (I called his pediatrician and I guess it's a nasty bug going around), so that was fun with a broken toilet.

I got so dehydrated on Friday just from not thinking to drink much and then not having water available TO drink (my emergency water somehow surfed from my pantry, across the hallway and was jammed over by the hot water heater in the laundry room) that by the time I went to the doctor on Monday I had a pretty significant urinary tract infection and kidney infection.  I didn't realize how badly it was effecting my ability to think until the nurse asked me if I was on the keto diet (as I had worrisome amounts of protein in my urine) and I couldn't remember what that was and other things that I should have known, but for the life of me couldn't remember.  Just as an aside I want to thank you all for your donations to my paypal as due to that generosity I was able to pay for that doctor's visit and BOY did I need it!  

Then there was the home owner's insurance.  Which turned out to be as useful as a screen door on a submarine.  I went from calling them Friday and them telling me to put things on credit card and take plenty of pictures and they'd get an adjuster out to confirm damages to calling them on Monday and them acting like I was insane for even thinking that I might be covered for earthquakes in an earthquake zone.  The insurance is going to cover 100% nothing.  I broke down for a while after getting off the phone with them and then tried to think of what else to do.

At least my husband's classic car insurance through Hagherty was worth something.  It sounds like they are going to fix my husband's car, which at least we have that going for us.  We had a guy show up and take pictures day before yesterday and they are getting quotes from body shops and things.
Cracks, cracks everywhere.
After finding out that the home owner's insurance was going to cover 100% nothing, I called FEMA, but our Federal government hasn't, in all of their infinite wisdom, declared Alaska a national problem, so I'm worried that's not going to happen either especially how quickly Alaska got on the ball and started to repair roadways and things to get the state back up and working again (nothing shuts this state down and after this quake it really showed how much Alaska could get done when the brakes were taken off).  Governor Walker, on his way out the door (literally, we were right in the middle of transitions for our state government this week), declared a state of emergency for the state and the old and new guys in office came up with a disaster relief grant program you can apply for.  It went live at 8 am on Wednesday, I believe, and I was awake at 6 am and called when the thing went live at eight (and then called, and called and called again that day until I got a person instead of an answering machine) and applied for the disaster relief.  The grant you can get is limited in what they cover, but I'm praying they might pay to at least replace the chimney and maybe the man door to our garage (which we use as the main door in and out of the house) as you have to basically kick the door in to get it to open now and there are gaps in the door frame and a few other necessary repairs that we're not sure how in the Heck we are going to pay for.

We told them about the hot water heater as it kept going out for no reason after the earthquake and wasn't cycling right.  You had to actually drain the tank to get it to refill and fire.  It finally just out and out quit night before last.  So we went and bought a new hot water heater on the house account and my husband installed it yesterday.  I have to say it was nice being able to take a shower for the first time since the earthquake (I had been running lukewarm baths for the kids instead of worrying about showers and using up what little hot water we'd have for the day doing that).

My mom called and told us she'd bought us a toilet and we could pick it up at Home Depot.  I cried when she told me that.  As gifts go that was one of the most heartfelt gifts I'd ever received.  My best friend bought me a new canner.  That also brought tears.  Blog readers paypal donations came in with different messages of encouragement...more tears.  Thank you, everyone.  I can't say that enough.

I finally got courageous enough to go and check the outbuildings yesterday.  I found a miracle while there.  We had foam insulation left over from building the chicken coop and my husband had put it in the shed so it was protected from the wind.  I don't know how that foam insulation fell in such a way to protect the lawn mower, but it did.  I was so grateful when I found that as there was NO way we could have afforded to replace the lawn mower (seen up top).

The 40 ft van was bad, but not as bad as I'd fear it would be.  Some of my family heirlooms might have survived from the look of it, but it's going to be a while before I can get back into the van to fully check the damage as it's going to take a lot of work to get through all of that.

The other two outbuildings, though, are gone.  The shed actually sank/shifted and bulged it's sides out and the barn cracked the main roof supports in the quake.  We're just going to worry about demolishing them later.  That's all we can really do at this point.  

On top of everything else, Mother Nature decided to have a version of, "Hold my beer" when it came to Alaska.  Friday we had the quake.  Saturday we got 60 mph gusts of wind.  Temperature went up to unseasonably warm weather which melted snow, quickly tanked the temperatures to create wonderful amounts of ice and then dumped about 8 inches of snow on us.  All in a couple of days.  So, I'd like to apologize to any neighbors who might read this and ended up in possession of pieces of our gutters as I didn't have the opportunity to clean them up before they blew away.

Cleaning has been slow and hard.  Having a sick son and me being sick on top of it just didn't help me out much, never mind the aftershocks and things.  But, I'm getting there.  

The mice in the pantry ended up being a blessing in disguise as I didn't have much food to lose compared to how it would have been.  I did end up losing a bunch more jars and food, but due to the shelves being away from the walls and all of the jars being stored with their rings on and in boxes with high sides...I didn't lose too much there, which was a miracle.  

It took me days to get the kitchen in enough order to actually cook in it again and I'm still cleaning and working on it.  We ate out a LOT this last week, which we just put on credit card and will deal with later as we really didn't have much of a choice.  Poor Alvah has been freaking out in his own way since the quake and one of the main things he desperately wanted was to do was get McDonald's french fries for every meal once his stomach let him keep them down.  I think it's because McDonald's is familiar and comforting to him.  

Both of the kid's schools are still closed and will hopefully open at the end of this coming week.  The head of education for the state came out and said that the kids will not have to make up the school that was lost due to the quake, so we'll see how it effects second quarter grades once the kids get back to school.  In a way I am dreading the kids going back to school as I don't know if I'm ever going to be okay with letting them out of my sight for the rest of my natural life, but I also realize how important it is for the kids to get their lives back to normal as much as possible during this entire mess.  

I've had a couple of people e-mail me and ask me if I had a wish list on Amazon yet on items we still needed so they could help out in small ways.  I just wanted to say I'm working on it.  I'm compiling lists as I go along and will put one on Amazon when I can.  Honestly I think that's going to be the best way for ME to keep track of everything that I need to replace.  I lost a lot of spices and herbs and such. Bright side is that my everyday plates and bowls (well some of them anyway) were in the dishwasher when the quake hit, so I have plates that are a bit chipped and things, but usable.  

As things go that life can throw at you, this one is financially devastating on a level I hoped to never have to deal with.  So much for paying off bills and getting ahead *deep sigh*.  I'm just grateful as it could have been so much worse as there are others up here who are.  We have a bunch of homes in Jewel Lake that are being condemned due to earthquake damage, people lost their homes to fire and aren't covered because the fire was due to the earthquake, etc.  

Sunday, September 16, 2018

Food Storage and Disaster Preparedness in Alaska (An Import's Perspective)


First a head's up that the "Frugal Friday" post this week is delayed or may not happen until next Friday.  Main reason for this is because the husband got sick last week, the kids were still sick and so between having sick kids home a couple of days (the daughter even missed a day of school) and the husband not sleeping nights because he was sick, the result for me was that my cold came back with a vengeance and I ended up just feeling awful all week long.  The fatigue and the aches were awful.  If not for the lack of a fever I would have sworn I had the flu.  I barely got the kids to and from school everyday, let alone got anything productive accomplished.  I'm actually worried about popping down into the yard to see if there are any rose hips on the bushes at all at this point.  I'm hoping I didn't miss my chance to harvest them.  We shall see.

Right and now onto the actual post.  Food Storage and Disaster Preparedness in Alaska.  Why do we feel we need it up here, how much food should we store and why sourcing food locally is a challenge.

By the way, enjoy the picture of the fall foliage in my back yard up top there.  I wasn't sure what to show for a picture for a post like this, so I thought that was a good one as fall is always the "oh my Gosh winter is coming!!!" type of panicky season for me when it comes to making sure we have adequate food stored, so I thought it would work for this.

Section One:  Circumstances Impacting Food Supply Lines in Alaska

I just want to put forth a disclaimer here.  I was not born in Alaska.  I was born in Maine and spent my childhood years there, lived in Pennsylvania for my teen years and only moved to Alaska when I married my husband.  So, my perspective is going to be skewed by that, of course because I'm an import (as Alaskans call it *laugh*).  Now, on the other hand, my husband is a fourth generation Alaskan and has lived his entire life here, so I've picked his brain a bit for this post.

Living in Alaska, versus living in the Lower 48 (which is what we call the contiguous 48 states by the way), is different.  That's both an understatement and the absolute truth of the matter.  Alaska has a lot going on over a large area and is unique in a lot of ways.

First, let's start with the size of the state.  We like to kid that if we cut Alaska in half than Texas could be proud to be the third biggest state.  Not far from the truth.  Alaska.org has a good graphic showing this.  

Now, combine the sheer size of this state with a few other issues.  One:  We are completely detached from the Lower 48 because of where we are.  To drive to the Lower 48 we HAVE to go through Canada to get there and it'll take you a few days to get there at LEAST (and that's if you really push it, have alternating drivers, don't get behind campers going 10 miles under the speed limit and the weather and roads are good).  All of our groceries are trucked, barged or flown in pretty much (mainly trucked or barged).  We do have SOME locally produced food, but not much.  We have one dairy I believe (I think the one in Delta Junction finally closed a few years ago), some locally grown produce (which with the exception of potatoes, cabbage and carrots tends to be spendy because things like fertilizer, seed and other items farmers need to grow food costs more up here, so the final cost on the products has to be more as well) and if you can afford it you can get some locally produced meat (like if you want to travel up to Delta Junction you can buy a half of a cow for a reasonable, by Alaska standards, price and you can fill your freezer with beef).  Our local Ag community is wonderful, and determined, to get Alaska grown bigger and more affordable but, it's a long and slow process.

There's also the issue that a lot of our state is owned by the Federal Government and consists of National Parks.  This makes building roads a problem (that and the substantially long distances to travel from one place to another), housing prices get ridiculously high (because of lack of land to build on), manufacturing and industry are downright non-existent (other than oil and commercial fishing...which our waters are so over fished I'm not sure how much longer that's going to be around) and as a result we have one road that connects most of the state and that's it.  So traffic jams are the norm anymore during anything resembling rush hour and if the one road should get closed due to a natural disaster?  Well, Anchorage and the Valley could become cut off from each other very easily and Fairbanks could be on it's own for quite a while if somewhere in the loonnnnnggg stretch of road between North and South gets cut off for any length of time.  We have towns that will get cut off from the outside world by an avalanche, rock slides, flooding...lots of things.  

Next there is the issue of our population.  Alaska, the entire state, has a population less than most cities in the Lower 48.  The last time I checked we're standing at about 666,000 people as of last year (and more people are moving out all the time due to the screw ups our legislature and governor have made the last two years).  This population being so small is also spread out throughout the state and each pocket of population is different in attitudes, cultures and everything in between.  However we do have major pockets of population in some of our major cities.  Anchorage, the Valley (Wasilla and Palmer and surrounding areas) and Fairbanks are some of the examples.  Box stores love this as the population having to congregate to the major population centers to shop leads to great sales numbers for them.  For instance, Sears and Wal-Mart in Wasilla are regularly the highest sale stores in the country.  People who live in the bush communities tend to have to fly to the nearest town and they don't do that very often, so when they fly in they stock up on EVERYTHING to take back with them as buying things in the bush stores is insanely priced.  

So, if you want cranberries for Christmas or Thanksgiving?  Better buy those early, preferably as soon as the stores get those in, or you will be out of luck if you want to try and buy them a week beforehand.  Vegetable stock sells out about a month before Thanksgiving and MIGHT get back into stock before Christmas.  Might.

The biggest thing with the population centering it's shopping in a few major cities as well as our remote location...well it leads to different issues with food and not just things selling out fast and being out of stock for quite a while (which, as stated above, is an issue).  When I first moved here for YEARS I would not even look at produce unless it was apples or some other well storing vegetable.  The majority of produce wasn't worth looking at or eating as it would be at least partially rotten and expensive and that was primarily due to the long shipping times for food to get here.  The supply lines in this regard have gotten better over the years (kudos to the store chains for that), but I still find you have to buy produce in season up here and you still need to be willing to look through a lot of produce to find a good specimen to find.  I regularly go through at least 15 containers of strawberries at a time to find a container that looks okay and not containing a bunch of rotten berries.  Fresh Raspberries and blueberries at the store...forget it.  They are really expensive and the quality is still terrible (after four years or so, I got to admit that I just gave up on buying those up here...now it's frozen out of season or I pick my own as much as I can).  

Grapes are great in season if you are lucky enough to get to a sale early enough as the stores will sell out within days of starting a good sale on something like that.  During the winter grapes are just out of my price range.  They quickly jump up to about 5.00 per pound during the winter (sometimes more).  Bananas are .89 at the stores regularly, so I will buy those during the winter months.  Storage apples (the bulk bags) tend to remain stable in price through the winter so I get those for the daughter to snack on (as the bulk apples go up to about 2.49 lb during the winter or more while the bags of smaller apples tend to go for about .84 to 1.08 lb instead depending on if I have a personalized price on them or not) and lettuce tends to be reasonably priced (IF you can find it as the stores will run out of stuff up here and be out for a while).  We also get mandarin oranges (the fresh ones!  I didn't even know you could get those fresh growing up *laugh*) in around Christmas so I try to buy some of those for a fresh burst of vitamin C in our diets when I can.  

But, yeah, during the winter, variety is limited and even more so depending on your budget.  And the rest of the year what is available at the stores depends on what the stores get in and what they can get in that isn't rotten by the time it gets here.  For instance, cucumbers are REALLY sporadic on availability and if they are you are hopeful that they are at least KIND OF good versus squishy.  For instance, more than a few times when I've wanted to make gyro sauce (I'd try to spell the exact sauce type, but I'd slaughter it right now) I've had to say "forget it" as cucumbers were completely unavailable or a few times I've had to buy the pre-cut bowls of cucumbers the stores would sell for veggie trays just so I had the cucumbers I needed (at a higher price point than if I could have bought an actual cucumber)

Stores have a logistical nightmare going on when ordering things up here.  We are five weeks out on ordering because we depend on trucking to get the items up here.  Grocery stores, I believe, have a bit better ordering window, but I doubt by much.  And if you order something from corporate?  Well, you might or might not get what you ordered.  Alaska tends to be dead last on the list of worries for companies, so a lot of times we'll get basically the seconds or even thirds when it comes to produce and things, especially during busy high volume sales parts of the year (like the holidays).  I remember for three years in a row I would look for bags of mixed nuts to crack myself (figured it was the best way to make sure the nuts were safe for the son's peanut allergy) around the holidays and could find NOTHING at any of the stores...it's still sporadic if we can get the in-shell nuts in up here for the holidays.

So, if you find a good sale on seasonal produce where the price is good and the produce is good?  By God you jump on it and you preserve that food anyway you can!  That is if you want the joy of having a food that is so much better for you than commercially canned foods (less sugar and put up at peak ripeness) and tastes SO much better!

There's also the matter of price of shipping things up here and how it effects the prices on day to day items.  People who visit Alaska go into sticker shock pretty fast when it comes to things like fast food.  A meal at McDonalds will run you about 10.00 and a meal at a restaurant...well it depends on the restaurant, but eating out at Red Robin, for instance, will cost us about 38 to 50.00 for my family of four and that is with one kid who just eats french fries.  We do not have anything resembling Dollar General, the Dollar store or anything like that.  We've had some dollar plus stores come and go over the years, but they seem to finally fail.  By the time they add the mark up on items for shipping costs they just can't keep the items under a dollar for the most part and by the time the price is raised people tend to say, "forget it" and go and shop at Wal-Mart or Target.  We don't have anything resembling an Aldi, an Ikea, a Whole Foods, a Harbor Freight...the list goes on.  

And you are lucky if a company will ship something up here at all and if they DO you're lucky if you can find an outfit that will do it for a reasonable price and if you do you stick with them like glue.  There have been MANY times I'll go to order a small item, like say something that could easily fit into a mailing envelope, only to quickly shut the tab when the shipping cost of 40.00 or more pops up on the screen.  It's like our own game of Russian Roulette when we are on a site that advertises "free shipping" to see if it is, indeed, free to Alaska or if they ship to Alaska at all.  You type in your zipcode with baited breath and wait to see where the wheel of fate will fall.  Which is one of the reasons I like Amazon in a way, and get annoyed with them in another.  For instance, I pay the same amount for Prime as everyone else in the country.  But I do not get Prime Pantry, Amazon Fresh, a whole ton of items (including things I had previously ordered before many times) won't ship up here at all, and if they do ship up here you pray that there isn't a catch when it comes to the shipping costs.  And we do not get faster shipping with Prime up here, well unless you pay out the nose for it on an item, so we pay the same for faster shipping and still get it shipped two weeks after ordering it.  The reason I buy Prime is because we like the variety of movies and shows we can watch with Prime and, most importantly, the ability to order one item at a time versus 50.00 (or it might be up to more for all I know) to get free shipping on an order.  That, in itself is worth it, for now.  If Amazon raises the price of Prime, I'm not sure where the break even point will be for me.

Shipping costs at the regular stores get passed onto the consumer up here as well.  Be prepared to pay 1.00 more per item of clothing, fuel costs are high up here (believe it or not) because we pay to ship our fuel out of the state, refine it and then ship it back in and the list goes on.  So, when you can find an outfit that will ship things from the Lower 48 for cheap, it's totally worth ordering items in.  Thus why I use Subscribe and Save on Amazon so much (I cancel my subscription as soon as I get my order in, however, as they don't grandfather you in at the price you paid, so the next time you are set to get that item you might pay 40.00 where you only paid 4.00 six months before).  It just saves me money to buy in bulk and then I have reserve amounts of items I use as well.

Some of the things we just learn to deal with up here that impact day to day life. If a truck gets delayed, especially in the winter due to bad weather, you are looking at stores running out of eggs, milk and other essentials for a few days up to a few weeks on some things.  In some cities like Fairbanks, they will lose power and can be without power for a few days at a time, so they always have dehydrated foods and things on hand in case they will need to use them.  We also worry about dock worker strikes (even though I guess there is a Federal law now that prohibits them from cutting off Alaska and Hawaii from necessary food items and things) as when my husband was younger there was a dock worker's strike in Washington state and Alaska was completely cut off from getting in supplies for quite a while.  My husband's family celebrated Christmas very late that year as items that had been catalog ordered got delayed due to the strikes and they didn't have anything to celebrate with.  My mother-in-law talks about the stores being out of toilet paper and other items for quite a while during that time.  Now, while today we don't have to worry about strikes messing with supply lines so much (in theory anyway), we do worry a lot about something like an Earthquake hitting Idaho or Washington.  If something bad happens in Seattle it will be like a major artery to Alaska gets cut off and that could lead to us not having essentials for quite a while until supply lines get worked out and running again.  We don't even like to contemplate another 1964 magnitude quake hitting up here as that could really mess with supply as well (and, of course, a magnitude quake of that scale is just terrifying to think about anyway).

We also have our own sets of natural circumstances to deal with.  We, of course, have the aforementioned earthquakes and even if a really bad one hits off in the middle of nowhere you can still feel it in other parts of the state (for instance the first big quake I experienced was the 2002 Denali quake, which by the way gives me a MAJOR phobia of earthquakes to this day *laugh*) and can make some major damage to roadways.  We have high winds, especially in the Valley that will go for days at a time and can make trailer trucks tip over in some cases, blow greenhouses around, knock down vines and plants (which is why I haven't attempted to grow grape vines yet, even though I have found a few varieties rated for my growing zone) and just generally wreck havok.  On one radio station I was listening to while travelling to work in high winds years ago (I believe they clocked in at 90 mph) one guy said that living in Alaska was like finding a natural disaster and wrestling with it for fun.  At the time I agreed with him.   We also have long winters, dark winters, so when roads get icy they tend to stay that way, and with one road going everywhere in the state...road plowing and things just is NOT what it is down South (in Anchorage the last few years plowing has been absolutely non-existent).  I quickly learned one thing living here.  This state shuts down for nothing, and I mean nothing, and you are going to have to drive through any weather to get to where you are going or you aren't going to get there.  I still draw a line with the weather and refuse to leave when I consider it too much of a risk, a absence from school be darned, but I know many people who grew up here who will literally drive through any weather or condition without a second thought (I will never be one of those people...it's just not my nature).  

So, when growing a garden or installing a greenhouse you have to consider the wind and other weather and also with the dark during the winter we have an exceptionally short growing season (about 80 days), but we also have sunlight in the summer which approaches 24 hours of daylight in June, so we do have a short, but fast growing season because of that.   We actually have naturally mutated trees and underbrush that have learned to deal with the light cycles up here and grow much quicker than in the Lower 48 and for reasons that they are still trying to figure out our berries are super mutant berries with MUCH higher levels of nutrients than those that grow down South.  

And then we have the wildlife, can't forget them.  We lack some of the smaller animal problems up here that the Lower 48 has (so far).  We don't have skunks (not sure about down South in Alaska, but I know we don't have them up here), snakes, raccoons and some other problems, but we have moose coming out our ears, bears (they have become a huge problem in Anchorage and have killed people in recent years), lynx (I actually have a family of them that wander around my house in the winter and live around here, not seen at all often, though, as they are people shy), wolves and other...well bigger problems to deal with.  If you put in a big garden a 12' electric fence with fencing at different levels is kind of a necessity if you want it to survive to harvest (moose) and if you keep chickens or other small livestock you have to put in planning the consistency of the Normandy invasion to keep everything that could kill your animals out and if you want your feed to survive.  I went years with the moose not bothering my garden because it was a small garden in a slim corridor of space since our camper pretty much butts up against the garden space, but that has changed as of last year, so we're trying to figure out how to put in a greenhouse next year or do something differently as putting in an electric fence where the garden is just isn't a viable option (for one my husband has to haul the garbage through there to take it to the dump).  

Section 2:  The Necessity of Food Storage in Alaska and Personal Circumstances

When it comes to food storage in Alaska, it is actually not only recommended but also a necessity to be prepared for various things cutting off our food supply for a length of time.

For instance, the State of Alaska itself has sought to store food for 40,000 people for seven days.  Even they knew that the amount of food wouldn't help everyone, but it was better than nothing.

Some people who move up here from the Lower 48 and move into city centers just don't get it until we have a truck get delayed and suddenly the bananas are gone for days, but I haven't met anyone who has lived up here for very long who decides to settle here and raise a family who doesn't have as much food storage as they can realistically store safely in their particular home or living environment.  It is just something we do.  It's just like changing the oil on your car or pulling out your winter clothes in the fall.  It's just something you DO without thinking about...almost a knee jerk reaction type of event.  If you are smart you have at least one generator, a store of gas for that generator (which unfortunately those have become prime targets for thieves in the last couple of years) and a good store of water that you can access just in case on top of the food, but the food is something that goes without saying.

To try and get an idea of exactly how much food we should store in Alaska, I called my local branch of the Cooperative Extension Service and just asked some questions.  They actually pointed me to Utah for a good idea on how to calculate basics for food storage.  The Mormons really are the authority on this issue and have done a lot of research on foods and what their storage life is and the things you would need for basics to live in.  Now, the Mormon church itself recommends having a year of food storage as a good amount and a minimum of three months.  This is in the event of a bad economic year, job loss, a bad natural disaster, etc, you'll have the basic foods you'll need to live while waiting for things to get better.  The Cooperative Extension Service recommends a minimum of three months of food be stored for families in Alaska, more in the more remote locations, to make sure you can survive in the event of a natural disaster that cuts off the state from Anchorage or shipments form the Lower 48.  

You can read more and get links to food calculations and things HERE.

Now there is also personal circumstances that impact how much food you store.  For instance, my husband and I both knew what it was like to be poor in our childhoods and it impacted what foods our families had to eat, my husband's family more so.  So, we tend to make sure we have foods we like to eat stock piled almost as much as basic food stuffs just because if given a choice between noodles with say just plain oil on them or having the choice of having noodles with oil on them or spaghetti with tomato sauce, we prefer to have the spaghetti option.  I keep cake mixes around for this purpose as sometimes just having something sweet that you can make with basic ingredients around the house just cheers up a just dreary money situation.  I've kind of expanded the canned goods I like to keep stock piled the last few years, mainly because after having a few bad economic years and being down to eating green beans as a side with dinner ALL WINTER LONG one year (I still don't like to eat green beans very often because of that), I consider it a personal goal to make sure we have more than green beans in the house, preferably having as much variety as I can afford to choose from.

My biggest worry when putting together emergency supplies is Alvah.  I don't have the option to keep an emergency supply going of his monthly medications as things like Risperidone are tightly controlled which worries me to no end in case something happens to our supply lines for those things up here.  For instance we've been without epi-pens in the state going on eight months now with the epi-pen recall so you either carry around your expired epi pens or do without for the time being.  They're back ordered, but back orders in Alaska can get LOOONNNNGGG, so I just keep calling the pharmacy every couple of weeks and asking if they have any news yet.  Storing foods like Cheetos is cumbersome to say the least and you can't really keep 3 months worth of Cheetos around as they'll get stale by the time you get to eat them if you are not careful.  So, I try to keep the few basic foods Alvah will eat that I can store, pasta, Coke (yes for him that is a basic food) and white rice primarily  and then I try to buy the shelf stable milk and rotate it out as needed to try and at least keep a emergency supply of milk around for him (he will not do evaporated or dehydrated milk).  When it comes to Alvah and food...I worry, but when it comes to contemplating getting cut off from his favored foods or medicines...I panic a bit inside and just swallow it down and pray.  I can only do what I can do, so that's what I deal with.

So, I aim for a year's supply for canned goods, pasta (at least 52 boxes of pasta, preferably those 52 base boxes being angel hair or thin spaghetti as we go through at least a box a week of it with the son), bread flour, all purpose flour, sugar, rice (never makes it, but I buy 50 lbs when dividends come in and try to make it go as long as possible...once again it's a son preferred food), milk (evaporated or dehydrated and shelf stable every three months on average going with the expiration date on the milk), bullion and other staples and then I build up from there to put satellite items like vanilla, corn starch and things like that into the pantry as well.  I aim for at LEAST three months, but hope for a year's worth as there have been many a lean year around here and having a good amount of food storage has cut down on our grocery bill when we absolutely needed to save every penny we could get.

Section 3:  Conclusion

So, after taking into account all of that, would I consider food storage a necessity for everyone?  Well, yes, I would as it's just smart to keep extra food around in the short term in case you run into problems and can't afford groceries one week, or are laid up and can't get to the store for a few days with a twisted ankle or something (or have no money coming in because of that), or even for a snow storm hits and you don't want to risk your life to go to the store for a gallon of milk.  

Long term food storage is a smart move in case you are laid off or work dries up (which has happened to us more than once in the past with my husband working in the construction field with variable income circumstances being a norm) or you suddenly find yourself just not being able to work, let alone a natural disaster cutting you off from things for any length of time.  In Alaska, though, it is not only smart, but necessary really, so you can ride out the uneven ebb and flow of food supply up here let alone something major happening.

And there you go folks.  Some of the unique challenges living in Alaska and why we consider it necessary to keep a decent amount of food storage around.  I hope you found it useful or at least interesting to read *laugh*.

And now I'm off to work on my shopping goals, which I've redone about five times now, so far.  Hope you are all having a good day :).

Tuesday, January 2, 2018

2017: A Year in Review


This post has been HARD to put together this year, not that it's ever easy mind you.  Main reason?  A LOT happened this year.  Going back through everything...I was kind of amazed at how much we've gone through, but managed to get through, if that makes sense.

So, let's get to the events of 2017 and then I'll break down pros and cons for the year afterwards.

Big Events That Happened in 2017:
1.  We lost our cat, Ginger after 14 years.  It amazes me how much we all still miss her, even though the only human she really loved was my husband.

2.  We gained a new cat to our family this year as well, getting him as a birthday gift for my daughter.  After a lot of medical bills trying to save Ginger and getting the new cat (and our other poor cat who got sick from all the other going ons around the house), he finally settled in and got healthy and kind of fat.  He quickly decided he was my cat. Our other cat, who had previously hung around with me, decided that my daughter was her human after everything, so it all worked out in the end.  And he's good at killing mice and other vermin, so at least he earns his keep!

3.  Alvah went through terrible times with his moods and autistic behaviors to the point we had to take him to a mental health professional for help and had to start him on medication.

4.  My husband started a new job 1/3 of the way through the year and we went through some really tough financial times until his new hours, shifts and things worked themselves out, and also coming to grips with a stable job, but one that required a 10.00 per hour paycut.  Honestly I'm still working on coming to grips with going from a variable income for 16 years to a job where we know when we are going to get paid (a few days play here and there, but we still know what days we have to get paid by).

5.  We found out my son's speech therapist and my friend Shani had cancer, and then later found out it was inoperable.  So far she's hanging in there and doing the best she can, but every day she's here is precious because we don't know when her time will run out.

6.  We got a new speech therapist and started going to speech therapy twice a week in the summer.

7.  I continued to fight frozen shoulder and bicep tendonitis into 2017.  I can't say when the darned conditions finally started leaving me alone, but I'm pretty much back to normal now, thank goodness.  I still get nervous anytime I have a twinge in a shoulder or bicep, though, I have to admit.  That was a miserable run of agony I went through.

8.   We ended up having to get the rest of the husband's teeth done early in the year due to them just getting too bad to deal with, which added more dental bills onto our financial burdens.

9.  I ended up becoming a chicken keeper this year for a while, until I realized that I couldn't afford to do it anymore (see above about new job and pay cuts and things) and then the chickens went to a good home where my nephews are enjoying their company.

10.  A drug treatment center moved in next door to my house, so I ended up on TV more than once this year voicing my objection to putting it into the area and well...it didn't do any good and it moved in anyway.  We definitely have increased police presence in the area now, but overall, so far anyway, my land has been decently quiet.  We did end up losing one of our favorite neighbors over the entire thing, though, as he decided to sell his home and retire away from it all.

I am sure I am missing some things, honestly, as it was a pretty hectic year, but those were some pretty big points to the year.

And now onto the good stuff that happened this year!

The Pros:
  • The Income:  We started a new job this year!  Sure, it was a pay cut on how much he was making per hour, but the job also has good benefits, paid leave and the best part is that my husband really enjoys his job and the people he works with.  That, to me, is worth it's weight in gold!  And after finally getting used to the paychecks and how much they are and when they come in, I'm finally being able to start budgeting things.  
  • Dental Bills:  By using every available penny we had when we had it and using our dividends toward getting dental bills paid down as well, even after having to add yet more dental bills to what we owed by finishing the last few of my husband's teeth, we managed to pay off another 7,000.00 in dental bills this year.  We were able to pay those bill chunks on time so we didn't have to worry about deferred interest charges.  The daughter's braces are now completely paid off.  Everything but the dental work we got done this year pretty much is paid off as well.  It feels REALLY good to be able to report that! 
  • Groceries:  I continued to do a 50.00 per week grocery budget for a time and then money completely dried up for part of the year pretty much and we ended up having to be even more careful with groceries and how to make money stretch.  It was bad for a bit, but we got through it and now I find that I'm getting more and more careful with grocery shopping and am slowly coming up with new, and perhaps better, ways of shopping for my family.  I'm curious to see where this part of my life will evolve in the coming year as we not only live as cheaply as I can, but we are also going to have to start eating healthier for the sake of my husband's and my health (we want to nip things in the bud before they become real problems later).
  • Utilities:  Once I knew we were going to be going onto regular paychecks with the husband's new job, I called the utility companies and went on budget billing so we would know exactly how much we owed on the utilities every month.  So far it's working okay and we do have credits with the gas and the electric companies.  Since we started budget billing later in the year, I'm not sure if we'll have enough credit to last us through the winter months with the companies, but we'll see how it goes and see if I have to call them to readjust things later.  It does lead to a lot less stress every month knowing exactly how much bills are going to be from month to month.  Our telephone company even reduced our bill due to a new billing scale and increased our internet speed for free, so we are able to stream movies and things a lot better now.  It's been nice being able to watch things on YouTube and other places and just have it all be a part of our normal phone bill (we used to pay a LOT of overage charges for kind of crappy internet, so our phone company has come a long way over the years).
  • Mortgage:  Despite the home owner's insurance company messing with our insurance score and things this year, I managed to pay in the 350.00 that the insurance company later sent us as a rebate check back into our escrow with the mortgage company.  By paying into the escrow a little bit at a time, I managed to get the 350.00 back into it, which helped to alleviate increases in property taxes and things on the mortgage for the coming year.  So, despite it all, our mortgage is only increasing by 4.00 in 2018 and we ended up getting a 70.00 refund check from the mortgage company for over paying on the escrow.  I have to say I do feel proud of that accomplishment.

 The Cons:
  • We still have 2700.00 in dental bills to pay off by April, but that is it.  The dental bills should be done at that point (I pray, I hope, I knock on all wooden surfaces).   I'm praying for a good tax return this year as that's about the only way we're going to be able to pull that much of a payment off by April barring a miracle occurring in step two somewhere.
  • We are down to one vehicle right now due to my husband's truck not dealing in the winter weather.  We're not sure if it needs better winter tires or if it is just getting old and loose, but either way we're driving my car day and night, so we are trying to figure out how to get another vehicle onto the road so that my husband, when he switches to a four day ten hour schedule that he'll be able to make it home without worrying about me getting the kids to school on time in the morning.  We are going to to go and talk to our bank about options soon as getting a new truck with auto financing is DEFINITELY outside of our price range for payments (500.00 a month blew my mind...it seriously did).
  • We have gutters that desperately need to be replaced and other things, like new doors that really need to get done and soon.   We still need to repair the holes in the laundry room ceiling from a couple of years ago, might need a new water heater at some point and other household maintenance and improvement items that really need to be addressed.  Not sure how we are going to pay for those, but it still needs to be done, so planning must be done here to start figuring it all out this year.
  • We still owe the sleep center 1100.00, but with our payment plan that should get paid off by the end of 2018.  Halfway there!  I have to say that bill annoys me every single month I pay on it,  so I will be more than happy to see that bill go bye bye.
  • With everything that happened this year...with all of the job changes, new payment schedules, new shifts getting switched to, paying bills and just general surviving we still have 100% no money in savings at the moment and are still living month to month.  We're making it, but that's about it at the moment.  I'm hoping to get that better worked out and figure out ways to scrape money together to start saving in the coming year (more on all of that later when I kick off the goals for 2018).
Really, it was a stressful year for finances and downright terrifying at times trying to figure out how in the Heck to make bills and still have money to live, but we made it and are starting to get ahead SLOWLLLLYYY but surely (I hope!).

The Garden:

Ugh.  The garden.  The garden started out the year with such potential.  I managed to jam so much food into a small area that I was hopeful that if I had a bountiful harvest it would be an awesome boon to us this winter.  Then the weather, which could be summed up as "rain with a rain chaser" happened all summer long so the nutrients were just getting washed out of the soil.  I couldn't fertilize the garden enough, it seemed.  But, the garden was still struggling onward and finally starting to produce decently for a little bit there.  I was getting lettuce and peas and other things were growing to a point where if the winter held off for a bit I could see actually still getting an okay yield of veggies.  I was looking forward to harvesting cabbages as those were actually doing pretty decent.  And then moose happened.

In short, the garden was an epic fail this year, ground into the dirt by big heavy animal hooves.  But, I did manage to salvage what I could and we are eating what I salvaged (the carrot top pesto is strong, though, I have to say).

If you want to read more about the garden drama you can check out these posts here...

Frugal Friday: Money Saving Weekly Recap and Garden Update (It's Been a Hard Week)

Operation Garden Salvage (or "The Adventures of Ted and Bob")

One thing that did make me feel a little bit better about the garden failure this year was that NO ONE had a good gardening year up here unless they had a green house.  It was just too wet, too cold, too everything and moose and other garden eating vermin were EVERYWHERE!  The U-Pick Farm didn't even have half of the produce come in that they normally did, so I wasn't even able to get turnips from there this year.

Bright side to the train wreck was that I had put up so much the year before that it has seen me through till now.  I just ran out of the turnips I had frozen in the freezer from the You Pick farm in 2016 last night while making beef stew, so hey, I had over a year where I didn't need to purchase turnips.  That was definitely something.

So, let's get to the lessons learned and the silver linings of 2017!

1.  Dental bills are nearly paid off!  After three long years, very long years, of every bit of disposable income having to go toward dental bills, we are finally into the home stretch.  I will never be so relieved as to see those bills behind us. 

2.  Alvah is slowly but surely getting better when it comes to his moods and behaviors.  It's a long slow process to get there, but when it comes to medication, I'd prefer it BE a long slow process so you know for sure you have them on what they need to be on.

3.  I am finally starting to get used to a new way of thinking when it comes to grocery shopping and menu planning.  It's been hard to walk away from a great mark down or sale with just one or two of the item instead of buying enough for a year at a time, but I have had to coach myself that we are in different circumstances now and I need to think more short term versus long term, which is the EXACT opposite of dealing with a variable income.  When we were on a variable income I had to grab as much as I could when we had the money and things were cheap as I never knew when work, or money, would just simply NOT be there and for goodness knows how long.  So, I have to say it's been a change and a bit nerve wracking getting used to this new way of thinking, but I AM getting there.

4.  This year saw me not only accept help from others when offered, but I actually had to seek out help when we needed it.  THAT was hard for me to do, but I did it and I am glad I did it.  It helped us get through some pretty tight and scary times over the middle part of the year.

I just want to thank everyone who has offered help this year or has helped my family in any way.  I was truly blessed in so many ways this year.  I am truly, truly grateful.  Thank you!

5.  I discovered the wonder that was free E-books on Amazon this year.  I knew OF them in the past, but never really liked E-books, much preferring written texts.  Now I have learned to embrace the E-books.  I still PREFER print to electronic format books, but E-books are a great for things like some cookbooks (which I am definitely a cookbook nut).  I have even looked up some really out of print old books that I have been wanting to get or read on Google books and things and have enjoyed reading them on my Kindle when waiting for my son to go to sleep at night.

6.  I have improved my sewing and embroidery skills over the course of the year, which definitely makes me happy.

7.  The failure of the garden and other failed attempts taught me a lot and made me realize that I have gotten better at rolling with the punches and adapting to new situations.  Sure, I would have preferred those new situations had never presented themselves to begin with, but at least I'm learning from my failures (at least I hope I am).

Actually, really, I've learned a lot this year and have gotten better at being broke again this year. 

I made my husband and kids gifts with 100% materials I had on hand, so I spent nothing on Christmas this year when it came to making gifts.  I can say that's a first for me.  I usually keep home made gifts cheap, but usually have to spend a couple of bucks here and there to make the gifts happen, but this year I was able to just make do. 

I made my daughter's Halloween costume from things we had around the house and it was a big hit at school...

We even were able to get a few nice drives and adventures in this year.
I hope that I can learn a few lessons this coming year on scrimping and SAVING instead of figuring out ways to just get by with nothing.  Here's praying!

8.  I did, indeed, bake more this year!  So, woohoo for accomplishing one goal that I was really hoping to accomplish.  I hope to continue THAT trend into the new year.

9.  By simplifying my life a bit and concentrating more on my kids and husband I have found that I am a lot happier and less stressed than I was in the past and has allowed me to enjoy time with the kids and things more. 

10.  I was able to cut waste down even further than I had in the past this year.  I am hoping to continue this trend as "waste not, want not" is definitely a way of life now.

11.  My husband, after spending WAY more money than we needed or wanted to spend at his regular doctor (who has been raising their prices TERRIBLY the past couple of years), finally started going to the clinic that is run by his union and he can get pretty much 100% free medical care when he needs it.  This was such a relief to me to find out and has saved us a bunch of money since he found that out.

12.  I am thrilled with the advancements my kids have made this year.  Even with his behavioral problems Alvah is starting to verbalize more, is starting to mimic behaviors of those around him (like he'll scribble for fun on a Boogie Board and just do it by himself without prompting.  That's huge for him.  And he's sitting at the table at dinner time more and more, which is a big thrill for his dad and I to see).  My daughter has finally started to take school a bit more seriously and as a result her grades are going up and her teachers are really proud of her.  As a result of it, her self confidence is growing, which is good to see as a parent.  She has had a lot of her friends move away in the last year, but has continued to just adapt and overall she's done well with everything.  I'm really proud of both of the kids for doing as well as they are :).

13.  I was truly blessed to receive a new little block freezer and a bunch of food from my brother and sister-in-law when they moved out of state.  This really helped to pad out our canned goods and other items for winter and allowed me to save money to buy some Christmas gifts for the kids and things by not having to appropriate that money elsewhere.  I am very grateful for that windfall.  The mini-block freezer alone has been wonderful to have in the kitchen and has helped me to be a LOT more organized.

13.  I am SO grateful for the support, help, feedback and friends I've gotten through this blog.  Sometimes in the last year the support and just talking to like minded people, or comforting words from those who have been there before, kept me going when I just wanted to curl into a hopeless ball and not know what to do.  Thank you all for being there and just thank you for everything.  You all are great!  I am looking forward to reading about how your lives are going this coming year and sharing stories and reading about what you all are up to.  It's great having this little community to come to.  Thank you for reading and to those who comment (if Blogger will let you ;) and those that e-mail and things...thank you from the bottom of my heart!

And here's to 2018!  May it be a good year!